Here’s a list of things to make your closing day easier..
Now that you’ve gotten past home inspections, appraisals, and are clear to close, here are a few things you can do to get ready for the day:
1. Talk to your lender. At this point, your lender should be able to tell you the exact amount that you need to bring to closing in a cashier’s check, or wire the funds to title if it’s over $10,000. Please also make sure that everyone who is supposed to be on the deed is added with their name spelled correctly.
2. Identification. Please make sure that everyone who is signing papers at closing has a valid photo id.
3. Utilities. Now is a great time to transfer all utilities over to your name. I can give you a list of all the companies and their numbers so you can call them and get it transferred.
4. Time. Everyone wants to know how long closing will take. Give yourself at least an hour, although it could be a little longer or shorter than that.
5. Questions for sellers. Now is the time to put together a list of any questions about the home that were not addressed previously. For example, “When’s the garbage pickup date?” or “Are there any cool events in the neighborhood?”
Once you’ve done all this, it’s time to get your key and step foot into your new home. If you have any questions for me about the closing process or real estate in general, don’t hesitate to reach out via phone or email. I look forward to hearing from you soon.